• Get up to $1500 for your needs
  • Instant application decision
  • No obligations to apply
  • Do not worry about credit checks
  • Bad credit is not a problem
  • 100% hassle-free application

100% Online
Simple and convenient online loan application takes just a few minutes to complete.
Instant Decision
We tend to review all loan applications almost instantly because your time matters.
Bad Credit OK
People with poor credit rating have very high chances to get approved for a cash loan.
No Paperwork
Hassle-free application means that no faxing or paperwork is required to get your cash.
High Approval Rate
We are proud to have above industry's average approval rate for payday loan applications.
Same Day
Need a cash loan the same day? No probelm, apply online now and we will get back to you.

Instant Approval Payday Loans for People with Poor Credit

Do you know what instant cash loans are and how to use them?

Simply put, cash loans are small and affordable bad credit loans that help you to get money when you need it most. These loans are repayable over a short period of time, usually at the time of your next payday.

The short repayment period means that you can get money quickly; especially if you have an emergency happened between pay periods. The best thing about payday loans is that it can be used as the borrower want to use it e.g. loan seeker may need money for medical expenses or to do car repair.

Payday loans without credit check are intented to meet all types of short financial needs, and obviously not the bigger needs like buying a car or a home. For that the bank is there to provide loans.

Moreover, short term loans or cash loans or bad credit check loans are not a “No Credit Check Loans”. Instead, the payday loan lender does all types of verification from their end or with the help of verification companies. However, bad credit history or no credit history does not influence their decision of giving or rejecting the loan to applicants. If a person already has an outstanding loan from another lender or bankruptcy, only in these cases, approval of the loan remains in limbo.

Who can apply for instant payday loans?

The eligibility criteria to get a short term loan are simple and it can be met easily by any borrower. Because, bad credit does not have any role to play in availing this loan, thus no big formalities are done by lenders.

The criteria for getting a payday loan are:

  • applicant should be over the age of eighteen years
  • have a full-time job
  • have a valid personal ID and
  • have a bank account where the loan will be sent
The applicant must provide a bank account details to deposit the money or a debit card linked to the account.

The processing time for approval of loan depends on the loan company or the lender from whom the loan is being taken. However, it does not take more than 24 hours to get the things complete. Within 24 hours, processing of the loans as well as the process of depositing funds in a borrower’s account, everything is done.

The standard time to process the cash loan is two hours and it is usually done within the time. After processing the loan and completion of documents related work, the loan amount is deposited in a borrower’s account on the next business day.

What is the amount I can get with this loan?

The amount that can be borrowed with payday loans varies from $100, $300, $500 or $1500. However, the amount that one can get depends mostly on a lender who is agreeing to give the loan as well as pay scale of the borrower.

In general, an individual or borrower can get the loan of up to $1000, but some people with good financial history or repay potential are able to get loan of $1500 and even more as well. Moreover, availability of fund also depends on state policy on payday loans.

Are there any cross checks done?

Payday loans are for everyone, people with good credit history or bad. However, companies or lenders offering the loans do cross check borrower's credit history. The credit history is taken into consideration when determining whether or not you can get a loan. However, it is not the key factor. Holding bank account and having professional status is more important to get payday loans than credit mistakes done in the past days.

Once the loan is approved, the lender transfers the loan amount electronically into the account of the borrower. The transfer of the loan amount into account of the borrowers take place on the next day of loan processing and finalizing the agreement sent by the lender.